Diningrat, Nyoman Radin Amanda, I Gede Ratnaya, and I Made Candiasa. “Pengaruh Usia, Penghasilan, Dan Gaya Hidup Minimalis Terhadap Motivasi Gadai Generasi Z Di PT Gadai Mas Bali ”. Jurnal Pendidikan Siber Nusantara 4, no. 3 (July 30, 2026): 458–472. Accessed August 6, 2026. https://siberpublisher.org/JPSN/article/view/712.